If a person is looking for rehab programs that take Cigna insurance, they’re already on the right path—because the right support should never feel out of reach. At The Freedom Center, there is an understanding that the cost of treatment is one of the biggest concerns people face when considering rehab for substance use disorders. For many, it becomes a barrier to getting help.
At The Freedom Center, the goal is to remove that roadblock. The center accepts Cigna insurance, making high-quality addiction and mental health treatment more affordable and accessible.
Whether someone struggles with substance abuse, mental health issues, or both, they can walk them through every step of what their insurance covers—from verifying their benefits to building a plan that works for their recovery and their budget. They don’t have to figure it out alone.
If someone is exploring their options for rehab and wondering what Cigna can cover, it’s worth understanding what makes this insurer stand out. Cigna is one of the country’s leading health insurance providers, offering plans through employers, the ACA marketplace, and even Medicaid in select states.
One of the biggest strengths of the Cigna insurance company is its focus on behavioral health. That means support for mental health and substance abuse treatment isn’t an afterthought—it’s built into many of their plans. Depending on the specific coverage, Cigna may help pay for evidence-based therapy (both individual and group), inpatient or outpatient treatment, medication-assisted treatment (MAT), and care for co-occurring disorders. [1]
They also make managing care easier. With the myCigna app and online portal, members can easily schedule telehealth visits, check claims, manage prescriptions, and find providers without much hassle.
When someone is ready to start treatment, having insurance that prioritizes mental healthcare and addiction support, like Cigna, can make a big difference in both access and peace of mind.
What Services Does Cigna Cover for Mental Health and Addiction?
If someone is looking into rehabs that take Cigna insurance, they’ll be glad to know that Cigna covers a wide set of services for mental health and substance use, especially at providers like The Freedom Center.
Here’s what’s commonly covered:
- Individual, group, and family therapy sessions with licensed clinicians
- Dual diagnosis treatment for addiction and mental health concerns, such as anxiety, depression, PTSD, or bipolar disorder, is critical to address underlying, holistic needs and for overall treatment success. [2]
- MAT (Medication-Assisted Treatment) when appropriate, including options for opioid and alcohol use disorders
- Residential programs with 24/7 care and structure
- Outpatient rehab services, including Partial Hospitalization (PHP) and Intensive Outpatient Programs (IOP)
That said, it’s essential to note that coverage varies depending on the specific Cigna plan.
Factors such as whether the treatment is deemed medically necessary or if prior authorization is required can affect what is approved.
At The Freedom Center treatment facility, the admissions team handles all the behind-the-scenes work—verifying benefits, explaining coverage, and ensuring everything is in place so that a person can focus on getting the help they need.
Using Cigna for Rehab at The Freedom Center
If someone is looking for a drug rehab that Cigna will cover, or is exploring Cigna alcohol rehab centers, The Freedom Center makes the process simple and supportive. Getting help shouldn’t be overwhelming, and they take the guesswork out of using insurance.
Here’s how it works:
- Call the Admissions Team
The first step is a conversation. The center’s admissions staff is compassionate, knowledgeable, and ready to guide someone through every part of the process.
- Verify Cigna Coverage
The center will handle the insurance legwork so the individual doesn’t have to worry. That means they will review the individual Cigna plan, break down what’s covered, and let the individual know if any pre-authorization is required—clearly and upfront.
- Create a Personalized Treatment Plan
Once the center understands a person’s needs in terms of their level of care, type of treatment, and insurance coverage, they’ll design a treatment plan tailored to individual recovery goals.
Whether someone requires inpatient care, outpatient treatment, or dual diagnosis support, the center’s team will help them obtain the most effective care.
- The Freedom Center Will Take Care of the Paperwork
From FMLA forms to short-term disability claims and pre-authorization requests, The Freedom Center will assist with all the necessary documentation to make the process of entering treatment as smooth as possible.
At The Freedom Center, they believe healing from drug abuse or alcohol addiction should never be delayed by red tape. If Cigna covers someone, they will ensure the person receives the care they need without the stress of navigating it alone.
Using Cigna for Rehab at The Freedom Center
If someone is looking for a drug rehab that Cigna will cover, or is exploring Cigna alcohol rehab centers, The Freedom Center makes the process simple and supportive. Getting help shouldn’t be overwhelming, and they take the guesswork out of using insurance.
Here’s how it works:
- Call the Admissions Team
The first step is a conversation. The center’s admissions staff is compassionate, knowledgeable, and ready to guide someone through every part of the process.
- Verify Cigna Coverage
The center will handle the insurance legwork so the individual doesn’t have to worry. That means they will review the individual Cigna plan, break down what’s covered, and let the individual know if any pre-authorization is required—clearly and upfront.
- Create a Personalized Treatment Plan
Once the center understands a person’s needs in terms of their level of care, type of treatment, and insurance coverage, they’ll design a treatment plan tailored to individual recovery goals.
Whether someone requires inpatient care, outpatient treatment, or dual diagnosis support, the center’s team will help them obtain the most effective care.
- The Freedom Center Will Take Care of the Paperwork
From FMLA forms to short-term disability claims and pre-authorization requests, The Freedom Center will assist with all the necessary documentation to make the process of entering treatment as smooth as possible.
At The Freedom Center, they believe healing from drug abuse or alcohol addiction should never be delayed by red tape. If Cigna covers someone, they will ensure the person receives the care they need without the stress of navigating it alone.
What Is Inpatient Rehab—and Is It Covered by Cigna?
Inpatient rehab is a structured, live-in treatment program designed for individuals who need intensive support and a stable environment to begin recovery.
It’s often the right choice for people who’ve tried to quit on their own, who live in high-risk environments, or who are managing both addiction and mental conditions (a dual diagnosis).
At The Freedom Center’s residential facility in Buckeystown, MD, the inpatient program offers:
- 24/7 care from experienced clinical and medical professionals
- Personalized treatment plans tailored to the client’s needs
- Group therapy, peer support, and holistic wellness activities like mindfulness, journaling, and movement
- A calm, intimate setting with only 16 beds, allowing for focused, individualized care
- An average length of stay of about 21 days, with options for extension as needed
Cigna inpatient rehab coverage is available when treatment is considered medically necessary.
The team works directly with Cigna to determine eligibility and obtain any necessary pre-approvals, allowing the person to focus on their healing instead of paperwork.
What If Someone Doesn’t Need Residential Treatment?
Not everyone needs to start with inpatient care, and that’s okay. Many people benefit from outpatient treatment, especially if they’ve already completed residential rehab or are in a stable home environment with strong support.
Cigna often covers a full range of outpatient services, including:
- Partial Hospitalization Programs (PHP) – structured daytime care without overnight stays
- Intensive Outpatient Programs (IOP) – therapy several times a week with more flexibility
- General outpatient (OP) – less frequent but ongoing clinical support
The Freedom Center’s outpatient facility in Gaithersburg, MD, plays a role in the step-down model, facilitating a stable transition from inpatient to outpatient care. It’s also available as a starting point for those who don’t require residential treatment.
Continuing treatment in an outpatient setting allows clients to:
- Stay connected to their jobs, families, and responsibilities
- Practice new coping skills in real-world environments
- Receive therapy and support while building long-term recovery habits
Whether a person needs inpatient or outpatient care, The Freedom Center and Cigna collaborate to provide flexible, accessible, and personalized treatment tailored to each individual’s unique journey.
What Makes a Cigna Treatment Center a Good Fit?
When someone is ready to start treatment, choosing the right Cigna treatment center can make a significant difference in the quality of care received and the smoothness of the process.
At The Freedom Center, the programs are built to support the whole person—mind, body, and spirit. That includes:
- Trauma-informed care that recognizes the role past experiences play in substance use and mental health.
- Dual diagnosis treatment for clients facing both addiction and mental health conditions.
- A full continuum of care, including detox coordination, inpatient rehab, outpatient programs, and aftercare.
- A long history of working with Cigna plans means they understand the process and handle the details effectively.
Whether someone is starting their journey or continuing after inpatient treatment, The Freedom Center provides personalized, high-quality support every step of the way.
Cigna Insurance Plans: What to Know
Cigna offers health insurance plans tailored to various budgets and care needs.
A person will typically see options like Bronze, Silver, and Gold tiers, each with varying coverage levels and out-of-pocket costs.
They also offer:
- PPO (Preferred Provider Organization) plans.
- EPO (Exclusive Provider Organization) plans.
A key strength of Cigna’s plans is their behavioral health coverage. Most include support for mental health and substance use treatment, including therapy (individual, group, or family), medication-assisted treatment (MAT), and continuing care for co-occurring conditions. [3]
Whether a person is just starting their recovery or looking for long-term support, Cigna’s benefits can help make it possible.
Members also have access to helpful tools like:
- Telehealth for virtual therapy and doctor appointments.
- Mobile apps for claims tracking and care coordination.
- 24/7 support lines to speak with representatives and mental health professionals.
Still, every plan is a little different. That’s why it’s important to understand what a policy covers. The admissions team can review benefits with someone, verify what Cigna will cover, and walk them through any necessary pre-authorizations so they’re never left guessing.
Locations Served – Two Facilities, One Mission
The Freedom Center offers treatment at two convenient locations in Maryland, each designed to meet a person wherever they are in their recovery journey.
In Buckeystown, the residential treatment center offers 24/7 support in a peaceful, home-like environment—ideal for individuals who require structure, space, and time to focus fully on their healing.
The Gaithersburg location offers flexible outpatient care, including PHP, IOP, and step-down services for clients transitioning from residential treatment or seeking support while maintaining work or family responsibilities.
Both facilities work with Cigna insurance plans, ensuring access to high-quality care with manageable costs. Whether someone is just starting treatment or continuing long-term recovery, the center is there to help.
Get Started with The Freedom Center Today
If someone is worried about the cost of rehab, they’re not alone—but they’re also not without options. At The Freedom Center, they believe everyone deserves access to high-quality care, and accepting Cigna insurance helps make that possible.
Whether a person is seeking help for themselves or a loved one, the admissions team is here to guide them through the process, starting with a free insurance verification. They will explain Cigna’s benefits clearly, help to understand treatment options, and support the person in making the first step toward healing.
Frequently Asked Questions About Rehabs That Take Cigna Insurance & Addiction Treatment
Yes, many Cigna plans include coverage for medically supervised detox when it’s considered medically necessary. The Freedom Center team can help coordinate detox services as part of a treatment plan.
Pre-authorization is common for inpatient or certain outpatient services. The Freedom Center handles this process, working directly with Cigna to ensure approval and avoid delays.
The out-of-pocket costs depend on the specific plan, including deductibles, co-pays, and coverage limits. The Freedom Center team will explain all the benefits upfront.
Cigna provides behavioral health benefits that include treatment for both alcohol and drug addiction, including therapy, inpatient and outpatient care, and medication-assisted treatment.
Yes, many Cigna plans now include coverage for virtual therapy sessions. If this is something a person is interested in, The Freedom Center can help them explore their options and verify eligibility.
[1] APA PsycNet. (n.d.). https://psycnet.apa.org/record/2018-18838-010
[2] NAMI. (2015). Dual diagnosis. https://www.nami.org/NAMI/media/NAMI-Media/Images/FactSheets/Dual-Diagnosis-FS.pdf
[3] Research, C. F. D. E. A. (2024, December 26). Information about Medications for Opioid Use Disorder (MOUD). U.S. Food And Drug Administration. https://www.fda.gov/drugs/information-drug-class/information-about-medications-opioid-use-disorder-moud
